Can you pay in installments on amazon

This is about to get easier, as Amazon is now offering monthly installment payments. Keep reading to see how it works. Amazon now has a partnership with Affirm, which lets you pay for merchandise in monthly installments. Affirm announced that the feature will soon be available to Amazon customers at checkout. It is currently being tested on select customers and will roll out to more in the coming months.

With this partnership, select Amazon customers in the U. Your total cost is shown upfront and you pay what you agree on t checkout. The press release states that there are no late or hidden fees. As you can see, the APR can be pretty high depending on your credit score. NOTE : Some Amazon products are already eligible to be split into multiple payments with no interest or additional fees for Prime members.

Look for the monthly payment option on the purchase page. Unfortunately, you must choose between either financing or earning rewards on your Amazon card. The other financing option on Amazon credit cards is called Special Financing.

While Amazon Monthly Payments or an Amazon credit card will likely offer the most flexibility, a number of other flexible payment tools may be a better fit for you. Keep in mind, however, that a few of these methods will require you to pay at least some interest.

Payment plans run from three to 24 months and can be used for up to 10 eligible purchases at a time. Whichever route you take, be sure you have a payoff plan in place before you check out. See related: Best credit cards for large purchases. The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

Nouri Zarrugh is a staff editor at CreditCards. Essential reads, delivered straight to your inbox. By providing my email address, I agree to CreditCards. Your credit cards journey is officially underway. Prime Day is a good time to save money on certain purchases. But if you just focus on the deals on Amazon. The offers that appear on this site are from companies from which CreditCards. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories.

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Every day, we strive to bring you peace-of-mind as you work toward your financial goals. Search popular CreditCards. Advertiser Disclosure. Why trust us? There are no hidden fees or charges ; it's just another way to pay for Amazon's latest hardware.

The total tax of the product will be added to the first payment, which will make it a little higher than the other payments, but that makes sense. Most of Amazon's gadgets are eligible for an installment plan, but in some cases this payment method only applies to a certain version of a product. For example, the Kindle Paperwhite is only eligible if you buy the version without special offers. Amazon's installment plan is the perfect way to justify buying a new piece of tech, or justify an upgrade.

This isn't a payment method Amazon has been hiding, either, it's available right above the standard one-time payment. I avoided it for a while, thinking there would be a catch involved, but after using it once before, I wouldn't buy an Amazon product any other way. For you. World globe An icon of the world globe, indicating different international options. Get the Insider App. Click here to learn more. A leading-edge research firm focused on digital transformation.

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